ONCE there was a very poor man with a large family; and when his eldest son grew up he tried to arrange a marriage for him. He selected a bride and arranged matters with her relations but then he found that he had no money to pay for the performance of the marriage ceremonies. So he tried to borrow from his friends and from money lenders, but no one would lend him anything. So he proposed to the bride's relatives to only have the betrothal that year and the marriage the year after, but they would not agree and said that the marriage must be then or never.
Just then a Jogi came to his house to beg and he told the Jogi all about his difficulties and asked for help; the Jogi took pity on him and gave him twenty rupees which was all that he had collected by begging.
Now this Jogi had two wives at home and he thought that he would get a poor reception from them if he returned empty handed, so he picked up two stones and wrapped them up in two pieces of cloth. And when he reached home his wives welcomed him and brought out a bed for him to sit on and asked about his adventures and when they saw the bundles they wished to know what was inside and they opened them before him and behold the stones had turned into gold. When the Jogi saw this he wished that he had picked up three or four stones instead of only two and he understood that Chando had given him the gold because he helped the poor man.
This is why no money lender will refuse a loan if one is asked for for the performance of a marriage and money so borrowed is always paid back punctually. When the Jogi came back the next year the poor man paid him the twenty rupees.